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Harlan and Associates: Real Estate Investor Blog

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Owner’s Title Insurance

Owner’s Title Insurance (Owner’s Policy). A policy of title insurance issued to the owner of the property. Owner’s title insurance ensures that the purchaser is the vested owner of the property free and clear from any covered defect, lien, or encumbrance to the title.

An owner’s policy protects the property owner from any financial loss from claims to the title which cannot be discovered through a title examination. Title insurance will defend the insured’s title in court, if necessary, and bear any and all costs in settling that claim.

The title insurance premium is a one-time charge, typically collected for and paid at closing.

At Harlan and Associates, we would love to be your Closing Attorneys in Atlanta. Want to know more? Contact us and we will be happy to discuss how we can be of service to you!